How to pick the best mobile app for personal banking?


With most banks offering mobile internet banking, consumers are increasingly using their mobile phones to carry out financial transactions at their convenience.

According to a study conducted in 2020, about 1.9 billion people are using online banking services across the world. The mobile apps for banking offer easy access to numerous financial services, which help you to transfer money, pay bills, start an FD, and give suggestions to invest money productively. 

Several banks are recognized as the best bank for personal banking, for they offer the best customer experience online. IDFC FIRST Bank is one of them, and it offers the latest mobile banking app to help users enjoy unique personal banking services. Here are some essential features that you can ever ignore while choosing the best internet banking app.

Easy navigation

The IDFC FIRST Bank mobile app offers easy accessibility to the users, whether old or young. With a simple and intuitive interface and an optimized navigation bar, the app could meet the users’ needs. Being one of the best apps, it has icons that stand out from other elements for easy identification on the page.

The navigation titles are accurate, clear, and easily recognizable. It uses a colour scheme that gives easy visibility. Also, the app enables the user to type a query to access the banking app features easily through effective search functionality.

Start an instant savings account

With the best mobile banking app, you can open a savings account. IDFC FIRST Bank offers different types of savings accounts like a basic savings account, senior citizen savings account, First Power, NRI savings account, minor’s savings account, and corporate salary account. It requires you to register online banking to open and use a savings account.

All you need to do is to submit your details, along with supporting documents, and complete the KYC process online. You get to enjoy cashback offers on activation of the account, unlimited and free ATM transactions, and higher POS limits.

Get up-to-date account activity

You can keep track of your money by viewing the recent account activity. It includes fund transfers, payments made, and money received. The transactions are categorized according to the date, amount, and description to find and view quickly. 

Get a debit card online

IDFC FIRST Bank allows you to apply for a debit card on a phone app and enjoy premium features. You can find the FIRST Private, FIRST Wealth, and FIRST Select debit cards offering enhanced transaction and withdrawal limits, premium lifestyle benefits, complimentary lounge access, and insurance coverage. Other than these, you can also find platinum and classic debit cards from IDFC FIRST Bank to help you make payments easily.

Apply for an instant personal loan

With this well-designed banking app, you can apply for a quick personal loan online. IDFC FIRST Bank offers a paperless online process, wherein you have to submit your personal details with essential documents for the verification and approval of the loan amount. You can avail of a loan of up to Rs 40 lakhs without any collateral. IDFC FIRST Bank personal loans are offered for marriage, medical emergency, travel, home renovation, and education.   

The features explained above are essential to choosing a quality mobile banking app. If you want to know more about the IDFC FIRST Bank mobile app, you can contact us now.  

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